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FAFSA – What is it?

If you have a college-bound student, you may have heard of this form and were told you need to submit it each year.

The FAFSA is the Free Application for Federal Student Aid

FAF-Wha? Huh?

The FAFSA is the Free Application for Federal Student Aid.

This is the form that students and their parents fill out beginning October 1st of a student’s senior year in high school.

By filling out this form, the federal government comes up with your EFC, Estimated Family Contribution. This number is what colleges use to create your student aid package.

Everyone who is going to college should fill out and submit a FAFSA form, even if you believe you will not qualify for aid.

Every student needs to file a FAFSA regardless of income!



Many scholarship applications include a box to check to ask whether the student has submitted a FAFSA and applied for government aid. 

Scholarship providers want to know that the student is doing everything possible to get financial help in paying for college and filling out the FAFSA is a very important step in the process. 

Even if a family thinks they make too much money to receive federal aid, it still should be submitted; as it may qualify them for low-interest loans and shows scholarship providers they are serious about finding money to help pay for school.

The FAFSA and scholarships go hand-in-hand.

Never assume a family makes too much money and ignore the FAFSA, just do it!

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You can submit your FAFSA online by going to www.fafsa.ed.gov.  

Go ahead and go there now and get familiar with the form. It really isn’t as confusing as you think it may be. The form has been changed many times and each time it gets more user-friendly. 


Students and their parents who are looking for college scholarship money can easily get overwhelmed. I know, I’ve been there! Learn the step-by-step method that I developed to help my son go to college and graduate 100% debt-free here >>

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