EXCITING NEWS! The 2026 versions of the How to Win College Scholarships ebooks are now available!
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College Financial Aid Breakdown
Have you recently received your college financial aid package?

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Are you scratching your head trying to figure out what exactly is being offered in your college financial aid award package?
The confusion many parents and students feel when viewing their college financial aid awards comes from understanding what is free money scholarships, grants and what “aid” must be paid back (student loans).
Kim Kane, Director of Student Finance at Carrington College, explains:
Learning how to pay for college can be a confusing process, and trying to understand the different forms of financial aid when you’re balancing classes, tests and homework only causes more stress. To help you succeed, here’s a look at the differences between scholarships, grants and loans.
Use this infographic created by Carrington College to help you sort out your financial aid confusion:
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Monica Matthews is the author of How to Win College Scholarships. She helped her own son win over $100,000 in college scholarships and now shares her expertise with other parents and their students. She truly has “been there, done that” in regard to helping parents and students navigate the scholarship process.
Her method of helping students in finding college scholarships, writing unique and compelling scholarship essays, creating amazing scholarship application packets, and more have taught desperate parents to help their own students win thousands of scholarship dollars. She teaches them how to apply S.M.A.R.T. with outstanding results.
Monica’s scholarship tips have been featured on many prominent websites, and she has been dubbed the “Go-To” expert on college scholarships.























Really useful advice – it’s so confusing but so important to get your head around this stuff.
Yes, this visual really helps in the understanding of college financial aid. Thanks for reading!
Hey! Do you use Twitter? I’d like to follow you
if that would be ok. I’m enjoying your blog and look
forward to new posts.
Hi Kimberly, you can find me on Twitter here (@AidScholarship) 🙂